NO PURCHASE NECESSARY (except ABA membership) . See full rules for additional eligibility requirements. Ends 2/29/20. Contest Official Rules

If you work or plan to work for a non-profit or government entity and will be eligible for Public Service Loan Forgiveness, you should not refinance your federal loans with a private lender such as SoFi.

*Terms and conditions apply. Offer is subject to lender approval and not available to residents of Ohio. To receive the offer, you must: (1) register and/or apply through the referral link you were given; (2) complete a loan application with SoFi; (3) have and provide a valid US bank account to receive bonus; (4) and meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, you will receive your welcome bonus via automated clearing house (ACH) into your checking account within 30 calendar days. Bonuses that are not redeemed within 180 calendar days of the date they were made available to the recipient may be subject to forfeit. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time with or without notice.

We offer refinance loans in all 50 states plus the District of Columbia.

SoFi loans are originated by SoFi Lending Corp (dba SoFi), licensed by DBO under the CFL #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org). Terms, conditions, and state restrictions apply. For additional product-specific legal and licensing information, see SoFi.com/legal