SoFi Student Loan Refinancing

Juggling multiple student loans can be burdensome and time consuming, not to mention the high cost associated with federal and private student loans these days. We understand these challenges and are pleased to provide this new benefit to ABA members, their families, and firm employees.

  • Available for undergraduate, law school, or other educational loans
  • 0.25% rate discount for ABA members*
  • Refinance and consolidate BOTH federal and private loans
  • No application or origination fees, and no pre-payment penalties
  • Low variable and fixed rates options
  • Access to member benefits including career coaching, financial advice, and moreā€”all at no cost.

Your Guide to Student Loan Refinancing

What everyone needs to know about reducing student loan interest rates and conquering student loan debt

If you work or plan to work for a non-profit or government entity and will be eligible for Public Service Loan Forgiveness, you should not refinance your federal loans with a private lender such as SoFi.

*Terms and Conditions Apply. SoFi loans are private loans and SoFi does do not offer the same flexible repayment terms on its private loans that are features of federal student loans. Not all borrowers receive lowest rate. For variable rate loans, APR may increase after origination. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account.

SoFi loans are originated by SoFi Lending Corp (dba SoFi) California Finance Lender #6054612. NMLS #1121636. For terms and conditions, visit