Business Overhead Expense
MetLife Business Overhead Expense plans can help you pay your share of many of your firm's overhead expenses, including office rent, employees' salaries, insurance premiums, utility bills, premiums for business and malpractice insurance and accountant's fees. Take advantage of the Standard Issue Plan or our One-Step Express to apply for coverage easily today.
Standard Issue:
- Available to members under age 65 who work full time (at least
30 hours per week)
- Members under age 50 may apply for up to $15,000 per month
(in $100 increments)
- Members age 50 - 59 may apply for up to $10,000 per month
(in $100 increments)
- Benefit duration of 12 or 24 months
- Renewable to age 75
- Premiums waived during a covered disability
- Customize your plan with a Guaranteed Purchase Option or Recovery Benefit
Standard Issue Rate Chart:
| Age |
Coverage Amount |
| |
$5,000 |
$10,000 |
$15,000 |
| 30 |
$114.00 |
$228.00 |
$342.00 |
| 40 |
$129.00 |
$258.00 |
$387.00 |
| 50 |
$273.00 |
$546.00 |
$819.00 |
| 60 |
$576.00 |
$1,152.00 |
$1,728.00 |
Click here to get a quote for Standard Issue coverage.
One-Step Express:
A quicker application process (with just 6 medical questions) for members age 54 and under who work full time (at least 30 hours per week).*
- Apply for up to $6,000/mo. for those age 44 and under
- Apply for up to $3,000/mo. for those age 45 - 54
Click here to get a quote for One-Step Express coverage.