Annual Renewal Term Life Insurance

MetLife Group Term Life insurance provides affordable coverage at a competitive rate. Having enough life insurance protection is important because in the short term, you want to meet your financial obligations if something should happen to you prematurely. And, because in the long run, you would want your family to be able to continue on with their lives as planned. Apply for the Standard Issue plan or our One-Step Express.


Standard Issue:

  • ABA members* and their spouse/domestic partner can apply for up $2,000,000 in coverage (in $10,000 increments)
  • Each of your children are eligible for $25,000 of coverage
  • Valuable built-in features of this plan:
    • Accelerated Benefit Feature - if you are diagnosed with a terminal illness, with a life expectancy of 24 months or less, you can receive up to 80% of your life insurance benefit
    • Automatic Benefit Increases - This feature is available to you and your spouse and allows you to increase your initial benefit amount by 10% each year, for up to 10 years. If you accept the increases, your premium will be adjusted accordingly

Standard Issue Rate Chart:

Age Coverage Amount
  $500,000 $1,000,000 $2,000,000
30 $56 $112 $224
40 $136 $272 $544
50 $400 $800 $1,600

Rates shown are quarterly based and for a Non-smoker.


One-Step Express:

A quicker application process (with just 5 medical questions) for members age 59 and under.

  • Apply for up to $250,000 for those age 40 and under
  • Apply for up to $150,000 for those age 40-49
  • Apply for up to $100,000 for those age 50-59

For more information or to enroll in a MetLife Group Life Insurance plan please call 1-855-874-0811 or email insinfo@usiaffinity.com.


* You must be a member of the American Bar Association to qualify for this insurance plan.